The VA Home Loan Advantage:

Get the Free Guide That’s Helping Active-Duty,
Veterans, and Military Families Become Homeowners

You’ve earned your VA benefits — now learn how to use them.

Get your exclusive VA Buyer’s Guide and see how you could purchase a home with no down payment, no PMI, and lower monthly payments

VA Loans | Level Up Mortgage Lending

Step-By-Step to $0 Down Ownership

VA Loans | Level Up Mortgage Lending

What’s Inside the VA Home Loan Playbook

Real-world guidance. No fluff.

Built specifically for active-duty buyers, veterans, and military spouses.

Content Breakdown:

This isn’t just a flyer — it’s more than 20+ pages – your no-nonsense playbook for using your VA benefit the right way.

Who This Guide Is For – Learn how to know if you’re eligible (and what to do if you’re not sure).

VA Loan Myths – Busted – Can you really buy with bad credit? What about multiple uses?

Step-by-Step Buying Timeline – From getting pre-approved to closing day, see what comes first, what comes next, all the way through to getting your keys – and what not to skip!

Understanding Fees – What fees you don't need to pay, which ones you do, and how it really affects your bottom line.

How You Can Save Thousands with a VA Loan – Learn how the VA saves you each month.

Next Steps Checklist – A simple 4-point plan to go from “just browsing” to getting pre-approved.

Most buyers miss out on thousands in savings. This guide makes sure you’re not one of them.

What our clients say

VA LOAN FIRST HOME PURCHASE

Alex was absolutely amazing to work with! My husband & I are first-time home-buyers and had no idea how to get started or how to use our VA loan.

Alex walked us through every step, keeping our best interests in mind making sure we were set up for success and took advantage of all the benefits available to us.

We never felt like we were a bother and he was available to us for any questions or concerns pretty much 24/7. Could not recommend Alex and his team enough! They are the absolute BEST!

⭐⭐⭐⭐⭐

- Tirzah B.

Oceanside, CA

FIRST HOME PURCHASE

I can not possibly express how incredible Alex was during the whole process. This was my wife and I's first home, our first big purchase together. We had been looking for a place, within our very small, tight budget for months, and

Alex was amazing on the financials the whole way through.
I really felt like I had a friend that was seeing me through to victory.

Thank you Alex and the whole team for the incredible help you gave me and my wife.

⭐⭐⭐⭐⭐

- Matt J.

Santa Ana, CA

NEW HOME

I recently closed on a property and would highly recommend Alex Wellman. I am new to the area and Alex has been a true advisor, understanding what we are after and our personal financial situation.

Closing process was transparent and prompt in which allowed us to close 7 days earlier than initial closing date.

I shopped around but decided to go with Alex due to his exceptional service.

⭐⭐⭐⭐⭐

- Tommy L.

Huntington Beach, CA

VA LOAN REFINANCE

Alex Wellman handled my refinancing of my house with professionalism and care. I am a Veteran and acquired the house through a VA home loan and was going through a lot at the time. He understood my situation and acted accordingly.

Alex went above and beyond his obligations after finding out my financial situation. He even deferred his commission!

I was out of work due to surgery only collecting FMLA (medical leave). I was able to defer my next 2 monthly mortgage payments, and the percentage rate was dropped considerably so now my payments are lower.

⭐⭐⭐⭐⭐

- Raymond M.

Jacksonville, FL

NEW HOME PURCHASE

Alex Wellman made our home buying process easy and efficient. He followed up to ensure we had our documents in order, reminded us of items that needed to get taken care of, and was always a phone call/text away if we had any questions.

The whole process was quick and easy.

I would definitely use him in the future for another home purchase and plan to refer him to friends and family.

⭐⭐⭐⭐⭐

- Jenna P.

St Clair Shores, MI

VA Loans | Level Up Mortgage Lending

Knowledge = Power (and Homeownership).

Don’t miss out on benefits you’ve already earned.

Most service members don’t even realize how powerful their VA loan benefits are — or how to use them. This guide simplifies it all. Whether you’re buying your first home or just getting started, this is the cheat sheet you’ve been waiting for.

VA Loans | Level Up Mortgage Lending

Alex Wellman Home Loans | NMLS #2064260 DRE #02221369 | 701 Palomar Airport Road Ste 300, Carlsbad, CA 92011

Alex Wellman Home Loans
NMLS #2064260 DRE #02221369
701 Palomar Airport Road Ste 300, Carlsbad, CA 92011

For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval.

Alex Wellman is a licensed mortgage loan officer in California under NMLS #1799965.